This program has expired.

We're sorry. This program has expired.

If you require information regarding Platform Fund changes affecting your plan, please contact your client account representative:

Plan Sponsors with New York-domiciled plans, call 1-800-574-5557.

Plan Sponsors with plans domiciled in all other states, call 1-800-333-0963.

Please call 1-800-333-0963 to obtain Fund Sheets for the group annuity investment option sub-accounts and to obtain prospectuses for the sub-accounts' underlying funds, that are available on request. The prospectuses for the sub-accounts' underlying funds contain complete details on investment objectives, risks, fees, charges and expenses as well as other information about the underlying funds which should be carefully considered before investing.
 
John Hancock makes available a platform of sub-accounts (the "Funds") for selection by fiduciaries of qualified retirement plans, including participant directed plans. The platform of investments is made available without regard to the individualized needs of any plan. In making the platform available, John Hancock is not undertaking to provide impartial investment advice or to give advice in a fiduciary capacity. Depending on the Funds selected or recommended by the plan fiduciaries (and whether or not any Funds are recommended or selected), John Hancock and its affiliates may receive additional compensation from the Funds, in the form of 12b-1 fees, transfer agent fees, investment management fees or otherwise. The total revenue John Hancock and its affiliates receive from a fund advised or sub-advised by John Hancock affiliates is higher than those advised or sub-advised exclusively by unaffiliated entities.
 
Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York). John Hancock Life Insurance Company (U.S.A.) makes available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. Unless otherwise specifically stated in writing, John Hancock Life Insurance Company (U.S.A.) does not, and is not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity.
 
NOT FDIC INSURED. MAY LOSE VALUE. NOT BANK GUARANTEED.
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For Plan Sponsor use only. Not for use with plan participants